Abode & Beyond: Home Affordability Calculator Abode & Beyond Home Affordability Calculator: Find Your Ideal Home Price Your Financial Profile Your Gross Annual Income ($) $ Total Monthly Debts (Car, Credit Card, Student Loans, etc.) ($) $ Your Down Payment Amount ($) $ Estimated Property & Loan Details Estimated Annual Interest Rate (%) % Desired Loan Term (Years) Select term 15 Years 20 Years 30 Years Estimated Annual Property Tax Rate (%) % of Home Value (Maryland Average) Estimated Annual Homeowner's Insurance ($) $ Estimated Monthly HOA Dues ($) $ (if applicable) Calculate Affordability Your Home Affordability Estimate Estimated Maximum Loan Amount: $0.00 Estimated Maximum Affordable Home Price: $0.00 Estimated Monthly Costs at Max Affordability Estimated Monthly P&I Payment: $0.00 Estimated Monthly Property Tax: $0.00 Estimated Monthly Home Insurance: $0.00 Estimated Monthly HOA Dues: $0.00 Total Estimated Monthly Housing Costs (PITI+HOA): $0.00 Debt-to-Income Ratios Front-End DTI (Housing Ratio): 0.00% Back-End DTI (Total Debt Ratio): 0.00% Disclaimer for Abode & Beyond: This Home Affordability Calculator provides an estimated maximum home price and loan amount for illustrative purposes only, based on common lending guidelines (e.g., 28% front-end DTI and 36% back-end DTI). Your actual affordability may vary significantly based on your credit score, specific lender programs, other financial obligations, and changes in interest rates or market conditions. Property tax and insurance estimates are general and should be verified for specific properties. PMI (Private Mortgage Insurance) is not included in these calculations but may be required if your down payment is less than 20%. For a precise and personalized assessment of your home-buying power and to explore real estate opportunities in Solomons, Maryland, please contact Abode & Beyond for a complimentary consultation. We are committed to providing expert, transparent, and innovative guidance to help you achieve your homeownership dreams.
