Abode & Beyond: Real Estate Cost Estimator Abode & Beyond Your Real Estate Cost Estimator: Clarity & Confidence Transaction Details Estimated Sale Price ($) $ Down Payment (%) % Estimated Loan Amount ($) $ Average Monthly Property Tax ($) $ Average Monthly Homeowner's Insurance ($) $ Part 1: Buyer Costs (Estimated Closing Costs) A. Lender Fees Loan Origination Fee (%) % of Loan Loan Discount Points (%) % of Loan Application Fee ($) $ Underwriting Fee ($) $ Processing Fee ($) $ B. Third-Party Service Fees (Buyer) Appraisal Fee ($) $ Credit Report Fee ($) $ Survey Fee ($) $ Home Inspection Fee ($) $ Pest/WDI Inspection Fee ($) $ Buyer's Attorney Fee ($) $ C. Title & Escrow Fees (Buyer) Title Search Fee ($) $ Lender's Title Policy ($) $ Owner's Title Policy (Buyer Portion) ($) $ Escrow/Settlement Fee ($) $ Wire Transfer Fee ($) $ Notary Fees ($) $ D. Prepaids and Escrow Account Funding (Buyer) Property Taxes Prepaid (Months) Months Homeowner's Insurance Prepaid (Months) Months (First Year) HO Ins. for Escrow (Months) Months Mortgage Interest (Per Diem) ($) $ (Calculated by Lender) HOA Dues Prepaid (Months) Months (if applicable) HOA Capital Contribution/Transfer Fee ($) $ (if applicable) E. Government Recording & Transfer Fees (Buyer) Recording Fees ($) $ MD State Transfer Tax (Buyer %) * % of Sale Price Local Transfer Tax (Buyer %) * % of Sale Price Part 2: Seller Costs A. Real Estate Commissions Total Commission Rate (%) % of Sale Price B. Title & Escrow Fees (Seller) Title Search Fee ($) $ (Often by Buyer in MD) Owner's Title Policy (Seller Portion) ($) $ (Common for Seller in MD) Escrow/Settlement Fee ($) $ Wire Transfer Fee ($) $ Notary Fees ($) $ C. Government Recording & Transfer Fees (Seller) MD State Transfer Tax (Seller %) * % of Sale Price Local Transfer Tax (Seller %) * % of Sale Price Recording Fees ($) $ D. Loan Payoff & Related Costs (Seller) Mortgage Payoff ($) $ Prepayment Penalty ($) $ Accrued Interest ($) $ Lender Reconveyance Fee ($) $ E. Property-Related Costs (Seller) Prorated Property Taxes ($) $ Prorated HOA Dues ($) $ Home Warranty ($) $ Repair Credits ($) $ HOA Document Fee ($) $ Unpaid HOA Dues ($) $ F. Other Potential Seller Costs Seller's Attorney Fee ($) $ Staging Costs ($) $ Moving Costs ($) (Optional) $ Summary Down Payment Amount: $0.00 Total Buyer Costs: $0.00 Total Funds Needed from Buyer: $0.00 Total Seller Costs (Excl. Mortgage Payoff): $0.00 Mortgage Payoff Amount: $0.00 Estimated Seller Net Proceeds: $0.00 Disclaimer for Abode & Beyond: This calculator provides a general estimate of potential real estate costs based on your inputs. These figures are for informational purposes only and are subject to change. Actual costs may vary significantly based on specific loan terms, current market conditions, property characteristics, local regulations in Solomons, Maryland, and individual negotiations. For a precise, personalized breakdown and to ensure your transaction is handled with the utmost integrity and innovative strategy, please contact Abode & Beyond for a complimentary consultation. We're here to help you navigate every financial detail with clarity.